5 Things to Consider Before Buying a Car

In the market for a purchasing a car? We get it, buying a new car is a major milestone in anyone’s life! After all, it’s going to be your trusty 4-wheeled companion on your commutes, trips and long drives with your friends! The Indian car market can feel daunting, and as such, there’s no car buying rule out there that can prepare you for the sheer number of options available to explore. Whether you’re looking for used cars or new ones, petrol, diesel, CNG or electric ones, there’s something for everyone’s taste. So what are the factors you need to consider before buying a car, you ask? Well, here’s a simple guide with tips for buying a car in India.

First Things First: The Golden Car Buying Rule

Here’s the truth bomb no dealer will tell you: Your budget isn’t just the car’s price tag. It’s the hidden iceberg underneath. That tempting ₹8-lakh hatchback? Add registration (₹1 lakh+ in some states with high end models), insurance (up to ₹20,000/year with some models), fuel, and maintenance. Suddenly, you’re at ₹10 lakh+. So, here’s your non-negotiable car buying rule:
*Calculate your total budget, including costs such as insurance, taxes, and 5 years of fuel/maintenance before falling in love with a model.* If the numbers pinch, rethink. Your future self will thank you.

Note: Costs mentioned are estimates, and may vary depending on state, make and model.

Which Car is the Best, Petrol or Diesel?

What are you normally looking for when you’re investing in a car? That depends on what kind of questions you ask in the showroom. “Kitna deti hai?” or “Tez bhaagti hai kya?”

• Petrol shines if you drive under 1,200 km/month (city commutes, short trips). It’s cheaper to buy, smoother, and easier to maintain.
• Diesel pays off only for highway warriors (1,500+ km/month). Better mileage offsets its higher cost, but maintenance is pricier.
• CNG is a wallet-saver for Uber/Ola drivers or high-mileage users, if you have pumps nearby.
• Electric (EV) makes sense for city dwellers with home charging. Subsidies help, but check real-world range.

Pro tip: Calculate your monthly running. If you’re not crossing 50km/day, petrol is likely your winner.

Just remember, there’s no definitive answer to your question on which fuel type to choose for your car.

New vs. Used: Your Make-or-Break Decision

For new cars, peace of mind comes at a cost. You’ll get warranties and the latest tech, but depreciation hits hard: your car loses 20% value the moment you drive out. Key things to consider before buying a new car in India:

• Safety ratings (Global NCAP scores)
• After-sales service network
• Real-world mileage (ask owners on Team-BHP forums, not the brochure)
  

Considering a used car? Smart choice, but tread carefully. Critical things to consider before buying a second hand car:

1. Never skip the mechanic: Pay ₹1,500 for a full inspection. They’ll spot hidden accidents, engine issues, or tampered odometers.
2. Paperwork is sacred: Check RC, insurance, PUC, and service history. Verify no loans are pending.
3. Test drive like a pro: Listen for suspension thuds, test AC on full blast, and brake hard on an empty road.
4. Tyres and rust: Worn tyres mean ₹20,000 extra cost. Rust under doors? Walk away.

Insurance & Timing: Save Money, Avoid Hassles

Insurance is among the key factors when buying a car. Here’s an open secret: The best time to buy car insurance is 30-45 days before your policy expires. Why? Insurers offer sweet discounts to early birds, and you’ll avoid last-minute panic. Always choose comprehensive coverage: third-party-only plans are false economy. And remember, insure your car before driving it out of the showroom. One unlucky pothole could cost you lakhs.

Final Checklist: Before You Sign

1. Test drive at rush hour: How’s the clutch in bumper-to-bumper traffic? Can you see blind spots?
2. Check the lubricant status, such as the state of the car’s gear oil and engine oil. For better results, invest in high quality lubricants such as Divyol Spectro LX 10W30 SN.
3. Negotiate fiercely: Use on-road prices from CarDekho/CarWale as ammunition. Demand free mats or services.
4. Resale value matters: Popular brands (Maruti, Hyundai, Toyota) tend to hold their value best because they are in demand.
5. Read the fine print: What’s not covered in the warranty? How much is the first service? Keep an eye out for such details in the purchasing contract.

Parting Wisdom

Buying a car should feel thrilling, not terrifying. Stick to these rules, trust your gut (backed by research!), and never let a dealer rush you. Your perfect car isn’t just about features: it’s about freedom, safety, and memories waiting to be made. Drive happy, drive smart!